When preparing to list your home for sale, you may be wondering who will buy your home. While this initial thought may be one spurred by curiosity, the fact is that understanding who your target audience is and what they are looking for in a home may help you to position your home to sell more quickly and for a better price. If you have determined that there are many younger buyers moving into your area, you may want to make a few changes that will add appeal to this target audience. While you … [Read More...]
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CrossCountry Mortgage
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An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments
By Joe Gonzalez
Even though this may sound like a fancy word, amortization is simply a long word for a straightforward topic. Furthermore, it plays a significant role in the determination of monthly mortgage payments. Before taking out a home loan, homeowners need to understand how their payment schedule works and what this means for the future of the home loan. Amortization refers to the way monthly payments are calculated to make sure that homeowners pay the same amount every month throughout the life of the … [Read More...]
DIY Lovers: ‘Greenify’ Your Home with These Three Eco-friendly Home Improvement Projects
By Joe Gonzalez
Are you a homeowner who is searching for ways to make your home a bit more eco-friendly? Equipping your home with "green" improvements can save a substantial amount of energy and money, especially over the long term. In today's post we'll explore a few projects that handy do-it-yourselfers can undertake in order to make a home a bit friendlier to the local environment. #1: Focus on the Windows Depending upon the time of year, windows have an impact on both heating and cooling costs. In the … [Read More...]
What’s Ahead For Mortgage Rates This Week – March 1, 2021
By Joe Gonzalez
Last week’s economic reports included readings from Case-Shiller on home prices, the Federal Housing Finance Agency also reported on home prices and the Commerce Department released data on sales of new homes and pending home sales. The University of Michigan released its Consumer Sentiment Index, and weekly readings on mortgage rates and jobless claims were released. Case-Shiller Home Price Indices Report Fastest Price Growth in 7 Years The S&P Case Shiller National Home Price Index … [Read More...]
Common Mistakes The Experienced Homebuyers Tend To Make
By Joe Gonzalez
When people are looking at buying a home, there are a few common mistakes that first-time homebuyers make; however, there are mistakes that seasoned homebuyers make as well. What are the most common mistakes that people make when they are looking for a new home for the second or third time? There are a few key examples to keep in mind. Trying To Rush Through The Process The first mistake that experience homebuyers make is that they try to rush through the process. They feel like they … [Read More...]
An Overview Of Mortgage Points On Home Loans
By Joe Gonzalez
Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term “points” might sound positive, this is not always the case. What do people need to know about mortgage points? Mortgage Points Refer To Payments Due … [Read More...]
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