Joe Gonzalez Headshot

Contact Joe


Senior Loan Officer
Call Phone (610) 355-8039
NMLS #126036

Connect With Me!

How can I help?

  • This field is for validation purposes and should be left unchanged.

Browse Articles by Category

Latest News

What’s Ahead For Mortgage Rates This Week – December 5, 2022

Last week’s economic news included readings on home prices, inflation, and data on public and private-sector jobs. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller Posts Lower Home Prices in September September home prices fell in all cities tracked by Case-Shiller’s 20-City Home Price Index. Home prices were - 8.7 percent lower year-over-year in September than August’s reading of -10.40 percent. Home price declines showed signs of … [Read More...]

Understanding ‘PITI’ and What Goes in to Your Monthly Payments

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month. Just What Is PITI, Anyway? PITI is an acronym that stands for "principal, interest, taxes and insurance," which are the four main components that make up your housing costs. Principal - this is the amount that you are paying … [Read More...]

The Top Ways To Keep Pests And Infestations Out of Your Home

There are a lot of pests that may try to make their way into your home, and they can cause significant health and safety issues in addition to detracting from your property values. It can be very difficult to remove infestations once they have infiltrated your home, so it is always better to prevent them from happening. What are a few tips you should keep in mind?  Seal The Doors And Windows One of the easiest ways for pests to get into your home is to crawl through open doors and windows. … [Read More...]

How Large Of A Down Payment Do You Truly Need?

If you are interested in purchasing a home, how much money should you put down? This is a difficult question that all potential homeowners need to answer, as it will dictate the size and location of the house you can afford. There are a number of factors to consider, so what do you need to know? Generally, Putting More Down Is Better There is a solid chance that a home loan is going to be the largest loan you will ever take out in your life. Therefore, there is some risk involved, and you must … [Read More...]

What’s Ahead For Mortgage Rates This Week – November 28, 2022

Last week’s economic reporting included readings on new home sales and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also published. No economic data was published Thursday or Friday due to the Thanksgiving holiday. New Home Sales Surpass Expectations in October The Commerce Department reported higher-than-expected sales of new homes during October. New homes sold at a seasonally-adjusted annual pace of 632,000 homes sold.  Analysts expected new homes … [Read More...]

Five Unique Renovations That Can Make Small Living Spaces Feel Bigger

Just because you live in a small space doesn't mean your home needs to feel cramped. There are several renovations that are popular among interior designers to make a space feel larger. Incorporate them into your own home to give it a more open, spacious feel. 1. Crystal Clear Glass is an absolutely phenomenal way to make a small space feel larger as it removes visual barriers to show off additional square footage, making it seem as though it's part of the room. Whether you choose a glass … [Read More...]